ROW Seed Credit Terms

These Credit Terms apply to Contractors that apply for, receive, or use credit, invoice billing, deferred payment, Net 15 terms, purchase-order payment, or any other non-prepaid payment method through ROW Seed. These Credit Terms supplement the ROW Seed Terms & Conditions.

ROW Seed may require a credit application, business information, tax information, billing information, trade references, payment history, revenue information, EIN or other tax identifiers where applicable, authorized signer information, and other information needed to evaluate credit.

Submitting a credit application does not guarantee approval. ROW Seed may approve, deny, condition, freeze, reduce, increase, suspend, or revoke credit at its discretion. ROW Seed may rely on internal records, third-party information, references, payment history, fraud signals, order history, business judgment, and other factors.

Credit approval is not a commitment to extend credit for any particular order. ROW Seed may assign credit limits, minimum order requirements, payment-method restrictions, order holds, account holds, manual-review requirements, and risk controls.

ROW Seed may block, delay, or require prepayment for orders that exceed credit limits, fail account checks, present payment risk, exceed internal risk thresholds, or violate these Credit Terms or the ROW Seed Terms & Conditions.

Unless ROW Seed states otherwise in writing, approved credit-account invoices are due Net 15 from shipment confirmation. “Net 15” means payment is due fifteen calendar days after shipment confirmation.

Payment is not contingent on Contractor’s receipt of payment from any project owner, general contractor, government agency, customer, or other third party. Contractor must pay ROW Seed when due even if Contractor has not been paid by its own customer.

ROW Seed may issue invoices, receipts, account statements, reminders, payment links, and related records electronically. Contractor is responsible for reviewing invoices promptly and notifying ROW Seed of any good-faith dispute within ten calendar days after invoice issuance.

Failure to dispute an invoice within the applicable review period may be deemed acceptance of the invoice, except for obvious clerical errors or as otherwise required by law.

Taxes shown before checkout may be estimates. Final tax may depend on delivery jurisdiction, product taxability, exemption documentation, resale certificates, address validation, applicable law, and third-party tax calculations.

Contractor is responsible for providing accurate exemption information and documentation. If exemption documentation is invalid, missing, expired, rejected, incomplete, or inapplicable, ROW Seed may charge applicable taxes. Contractor agrees to indemnify ROW Seed for taxes, penalties, interest, and costs arising from inaccurate or invalid tax-exemption claims.

ROW Seed may accept payment by card, ACH, wire, check, approved credit account, or another method accepted by ROW Seed. ROW Seed may change available payment methods at any time.

Payment-processing fees, including card or ACH fees, may be passed through or charged as disclosed at checkout, in the Platform, on invoices, or in separate communications. Contractor is responsible for bank fees, returned payment fees, chargeback costs, wire fees, and similar charges.

If Contractor fails to pay when due, ROW Seed may suspend or revoke credit, place account holds, stop pending orders, require prepayment, assess late charges where permitted, recover collection costs, offset amounts, refer balances to collections, or pursue legal remedies.

Contractor agrees to pay all reasonable costs of collection, including attorneys’ fees, court costs, agency fees, bank fees, and related expenses, to the fullest extent permitted by law.

Contractor must provide specific written notice of any disputed charge, including invoice number, order number, disputed amount, reason for dispute, and supporting documentation. Contractor must timely pay all undisputed amounts while the dispute is reviewed.

Disputes about product quality, delivery, project approval, downstream payment, or third-party performance do not excuse payment unless ROW Seed expressly agrees in writing.

ROW Seed may require a personal guarantee, corporate guarantee, parent-company guarantee, security agreement, deposit, prepayment, or other credit support as a condition of approving or continuing credit. Any guarantee must be documented separately.

Closing or deactivating an account does not eliminate unpaid balances, fees, taxes, collection costs, anti-circumvention obligations, confidentiality obligations, or ROW Seed’s right to retain credit and payment records. These Credit Terms survive until all amounts are fully paid and all related obligations are satisfied.